Hey, do you know you live in Florida and hurricane season is already in full force? It’s a no-brainer for you and your family to be prepared and make your home hurricane ready. Hurricane season lasts for 6 months, from June 1 to November 30, so it is important to get your home storm ready. While some may not feel the need to do so, the past 20 years has taught us to be storm smart. It is important that we in Tallahassee become prepared! Putting some of these simple tips in place will not take a lot of time and will give you greater peace of mind during the chaos that ensues when there is an evacuation order issued.
Why It Is Important to Plan for Hurricanes
The National Oceanic and Atmospheric Administration (NOAA), determines the likelihood that a hurricane will strike our community for each storm. Prepare for hurricanes often bring heavy flooding, winds, and even tornadoes, so don’t assume that you won’t get hit by a hurricane if you don’t live on the coast. “Hurricanes are not just a coastal problem. We will feel impacts from these storms hundreds of miles inland,” says NOAA. If you’re wondering where a hurricane is heading, their website has some awesome tracking tools. We can also see from recent hurricanes and tropical storms what our impact has been and which danger zones make us vulnerable.
#1 Check the Roof Before the Storm
The roof is the largest opening to your beautiful house. It is very important to keep the interior components safekeeping the roof in great condition. It is vital to make sure that it is checked by a certified roofer. Wind and heavy rains can cause havoc to the roof with its endless torment. State law requires home builders to strap a home’s roof to the walls in Florida. If you need some work done, make sure to shop around and look at reviews before hiring a roofer.
#2 Don’t Leave Anything Outside & Trim Trees
Anything from yard adornments, patio and pool furniture, even potted plants can become projectiles during a storm. Gather them up and put everything into your garage. Maintaining trees trimmed around your property and your home is essential. If larger trees need trimming or you have debris piling up around your yard, arrange to have it collected or removed before the storm approaches. Call a Tallahassee licensed arborist if you need a quote or have questions.
#3 Sand Bags & Towels Are Very Important
Use sandbags even if you do not think the storm will be that bad. Not only do sandbags help with flooding or leaking from sideways rain, they help prevent wind from entering through or blowing water through the door jam. Sand and bags are available free of charge at various locations around Tallahassee which will help make your home hurricane ready. It is also a good tip to place towels around the of windows and doorways. They may help minimize the flood water away from your home when properly placed.
#4 Take Photos & Videos of Your Possessions
Make a list of your home’s contents. Use your cell phone to take photos or videos to document your personal belongings and the exterior areas of your home. If you need to file an insurance claim after the storm, this documentation will become invaluable. Lastly, backup all of the video and photos. Cloud services such as Google Drive and Dropbox are free for the first few gigs. You can also upload it to YouTube. Taking this precaution will back it up even if you lose your phone or damage occurs to it while traveling.
#5 Home Insurance Policies are a Must Making Your Home Hurricane Ready
Although many of us do not prioritize this as much as we should, look at your policies and coverage yearly. Ask yourself, “what is actually covered? Does my policy cover the entire structure and all of your interior belongings?”
Most people only purchase enough insurance to cover their house at the time of purchase. Rebuilding a home gets more expensive each year and many of us make significant home improvements that affect the value of our home. There is a chance that 10 years from now your home insurance will not cover the price to rebuild it if your coverage remains the same. Determine whether you need flood insurance since this type of coverage on most policies is separate and at an additional cost. Finally, don’t forget to purchase interior contents insurance. This type of coverage ensures everything inside of your home – from your personal belongings to your jewelry. It’s important to understand that right before a major storm hits Florida, the insurance companies stop issuing new insurance policies or making changes to existing policies. If you need to make changes do it now before a major hurricane comes our way. Prepare and have 100% coverage with insurance making your home hurricane ready.
Final Thought On Making Your Home Hurricane Ready
Hurricane season happens every year and it seems that Tallahassee, FL is always in the crosshairs of these storms. Have a plan for you and your family and your home because it is your biggest asset. Do research before hiring a local business to do hurricane repairs. When in doubt give us a call. Our real estate agents can give you some sound advice and local business recommendations.